As of September 30, 2008, the Company had consolidated total assets of $621.6 million and stockholders' equity of $90.8 million. The Bank is a federally chartered stock savings bank which conducts business from its administrative headquarters in Bloomfield, New Jersey and its branch offices in Bloomfield, Cedar Grove, Verona, Nutley and Clifton, New Jersey.

The foregoing material contains forward-looking statements concerning our financial condition, results of operations and business. We caution that such statements are subject to a number of uncertainties and actual results could differ materially, and, therefore, readers should not place undue reliance on any forward-looking statements. We do not undertake, and specifically disclaim, any obligation to publicly release the results of any revisions that may be made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.

SOURCE: American Bancorp of New Jersey, Inc.

American Bancorp of New Jersey, Inc. 
Fred G. Kowal, 973-748-3600 
President and Chief Operating Officer