As part of this comprehensive effort, The Hanover has introduced a new worker's compensation broadening endorsement, which will be added to all new Avenues(R) Workers Compensation Policies; upgraded its point-of-sale system to make it easier to quote and issue small commercial workers compensation business; formed a new underwriting company to offer even more competitive pricing for select small commercial businesses; and expanded its appetite for mono-line business.

The enhancements are part of The Hanover's continued commitment to offer its independent agent partners the most robust and competitive offering available, helping them to be more distinctive in their local markets.

"We enhanced our small commercial workers' compensation capabilities as yet another way to help our agent partners attract and round accounts to help grow their businesses," said David J. Firstenberg, president, commercial lines at The Hanover. "In addition, we will be making even more investments in our small commercial offering in the coming months to continue to help our agent partners take advantage of the emerging opportunities in this market segment."

The broadening endorsement will extend small business protection by offering:

    --  voluntary workers compensation,
    --  coverage for unintentional failure to disclose hazards,
    --  repatriation coverage for bodily injury,

    --  automatic stop gap coverage and three other coverages automatically for
        no additional premium.

The Hanover's subsidiary, Allmerica Financial Benefit Insurance Company (AFB), offers agent partners more choices and more competitive pricing when placing highly desirable small workers compensation policies as part of an account or on a monoline basis.

At the same time, The Hanover continues investments in its point of sale system to help improve flow when agents place new workers compensation business, enabling them to quickly and easily quote and issue business online.

These product and system upgrades complement The Hanover's expanded underwriting appetite for small commercial workers compensation. The vast majority of businesses described in Hanover's Small Commercial Appetite Guide are eligible for workers compensation when Hanover writes the Avenues Businessowners or its Small Commercial Package product. And, The Hanover actively pursues opportunities to write workers compensation on a monoline basis for most office professionals, retailers and service establishments.

Businesses interested in this coverage should contact a Hanover agent, which can be found at www.hanover.com, by clicking on "Find an Agent." Agents interested in more detail should contact one of The Hanover's local branch offices or visit the Agent section of the company's web site at www.hanover.com.

This material is provided for informational purposes only. For detailed coverage information, please refer to the policy language of the applicable insurance company subsidiary of The Hanover.

About The Hanover

The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester, Mass., is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester; Citizens Insurance Company of America, headquartered in Howell, Mich., and their affiliates. The Hanover offers a wide range of property and casualty products and services to individuals, families and businesses through an extensive network of independent agents, and has been meeting its obligations to its agent partners and their customers for more than 150 years. Taken as a group, The Hanover ranks among the top 30 property and casualty insurers in the United States.

    CONTACTS:
    Investor Relations
    Oksana Lukasheva
    E-mail: olukasheva@hanover.com
    1-508-855-2063

    Media Relations
    Amy Lynn Banek
    E-mail: abanek@hanover.com
    1-508-855-4486

SOURCE The Hanover Insurance Group, Inc.

http://www.hanover.com

The board also authorized a change in the company's dividend payment schedule from a single annual cash dividend to quarterly dividend payments, subject to subsequent board authorization and declaration each quarter, beginning in fiscal year 2010.

"I am pleased to announce that we have increased our annual dividend for the fifth consecutive year," said Frederick H. Eppinger, chief executive officer of The Hanover. "The increase this year, the decision to switch to a quarterly dividend schedule, and the increase in our share repurchase program announced last month, all are driven by our continuing commitment to deliver value to our shareholders, and demonstrate the board's confidence in our capital position, financial strength and future."

Forward-Looking Statements

Statements regarding our balance sheet, financial strength, capital and liquidity positions, potential for future profitable growth and positive cash flow, and dividends payable to our shareholders, which may be subject to future increases, decreases, or elimination are forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. The company cautions investors that any such forward-looking statements are not guarantees of future performance, and actual results could differ materially. Investors are directed to consider the risks and uncertainties in its business that may affect future performance and that are discussed in readily available documents, including the Company's annual report and other documents filed by The Hanover with the Securities and Exchange Commission and which are also available at www.hanover.com under "Investors."

About The Hanover

The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester, Mass., is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester; Citizens Insurance Company of America, headquartered in Howell, Mich., and their affiliates. The Hanover offers a wide range of property and casualty products and services to individuals, families and businesses through an extensive network of independent agents, and has been meeting its obligations to its agent partners and their customers for more than 150 years. Taken as a group, The Hanover ranks among the top 30 property and casualty insurers in the United States. For more information, please visit www.hanover.com.

    CONTACTS
    Investors:                Media:
    Oksana Lukasheva          Michael F. Buckley
    (508) 855-2063            (508) 855-3099
    olukasheva@hanover.com    mibuckley@hanover.com

SOURCE The Hanover Insurance Group, Inc.

http://www.hanover.com

To help nonprofit organizations protect their resources and their reputations, The Hanover Insurance Group, Inc. (NYSE: THG), a leading property and casualty company, today announced the launch of a new non-profit management liability program, Hanover Nonprofit Management Liability Advantage. The coverage is part of the company's Hanover Professional Portfolio, a growing selection of professional liability and management liability products designed to help the company's agent partners be more distinctive in their local markets.

The competitively-priced program is flexible and can be tailored to meet every organization's unique needs. Coverages include directors, officers and organizations liability; employment practices liability; fiduciary liability; and numerous specialized coverage enhancements.

"While non-profit organizations are operating for the greater good, they often face the same exposures as for-profit companies -- threatening their mission and future," said Helen Savaiano, vice president, management liability at The Hanover. "With that in mind, we are very pleased to add Hanover Nonprofit Advantage to our growing management liability suite, which includes, distinctive, industry-specific programs which help to enhance and secure unique positions in the marketplace for our agent partners."

She continued, "Because this is such a complex business, we have assembled a highly-experienced team of management liability experts to support this program, including specialized underwriters and legal and claims professionals."

Hanover Nonprofit Management Liability Advantage helps nonprofit organizations of all types and sizes address their risk management needs. Eligible nonprofits include cultural organizations; charitable foundations; scientific organizations; social services, educational institutions; healthcare organizations and professional associations.

This new product combined with the company's other programs involving nonprofit organizations-such as The Hanover's Human Services Advantage Program and Religious Institutions Advantage-demonstrates The Hanover's commitment to providing comprehensive market solutions.

Nonprofits interested in this coverage should contact a Hanover agent, which can be found at www.hanover.com, by clicking on "Find an Agent." Agents interested in more detail about Hanover Nonprofit Management Liability Advantage or The Hanover should contact one of The Hanover's local branch offices or visit the Agent section of the company's web site at www.hanover.com.

About The Hanover

The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester, Mass., is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester; Citizens Insurance Company of America, headquartered in Howell, Mich., and their affiliates. The Hanover offers a wide range of property and casualty products and services to individuals, families and businesses through an extensive network of independent agents, and has been meeting its obligations to its agent partners and their customers for more than 150 years. Taken as a group, The Hanover ranks among the top 30 property and casualty insurers in the United States.

    CONTACTS:
    Investor Relations                    Media Relations
    Oksana Lukasheva                      Amy Lynn Banek
    E-mail: olukasheva@hanover.com        E-mail: abanek@hanover.com
    1-508-855-2063                        1-508-855-4486

SOURCE The Hanover Insurance Group, Inc.

http://www.hanover.com

The presentation will be broadcast live through The Hanover Web site at www.hanover.com.

Those who would like to listen to the presentation should go to the Web site 15 minutes prior to the start to register, download, and install any necessary audio software.

A replay of the event will be available on The Hanover Web site for 90 days, starting the day following the conclusion of the meeting.

Forward-Looking Statement

Certain statements made during this presentation may constitute forward-looking statements for purposes of the safe harbor provisions under The Private Securities Litigation and Reform Act of 1995. Actual results may differ materially from those indicated by these forward-looking statements as a result of various important factors, including those discussed in the Company's annual report and other documents on file with the Securities and Exchange Commission.

About The Hanover

The Hanover Insurance Group, Inc. (NYSE: THG), based in Worcester, Mass., is the holding company for a group of insurers that includes The Hanover Insurance Company, also based in Worcester; Citizens Insurance Company of America, headquartered in Howell, Mich., and their affiliates. The Hanover offers a wide range of property and casualty products and services to individuals, families and businesses through an extensive network of independent agents, and has been meeting its obligations to its agent partners and their customers for more than 150 years. Taken as a group, The Hanover ranks among the top 30 property and casualty insurers in the United States. For more information, please visit www.hanover.com.

    Contacts:

    Investors:                            Media:
    Oksana Lukasheva                      Michael F. Buckley
    (508) 855-2063                        (508) 855-3099
    E-mail: olukasheva@hanover.com        E-mail: mibuckley@hanover.com

SOURCE The Hanover Insurance Group, Inc.

http://www.hanover.com