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SEPA, Efficiency, and Payment Card Competition Wilko Bolt Heiko Schmiedel∗ May 11, 2009 Abstract...
SEPA, Efficiency, and Payment Card Competition Wilko Bolt Heiko Schmiedel∗ May 11, 2009 Abstract This paper analyzes the welfare implications of creating a Single Euro Payments Area. We study the effects of increased network compatibility and payment scale economies on consumer and merchant card
Microsoft PowerPoint - Monday_Presentation_5a_parallel_Carbo_Chakravorti_Rodriguez.ppt [Read-Only]
The Costs and Benefits of Interchange Fee Regulation: An Empirical Investigation Santiago Carbo Valverde (U of Granada and Federal Reserve Bank of Chicago) Sujit Chakravorti (Federal Reserve Bank of Chicago) Francisco Rodriguez Fernandez (U of Granada) Retail Payments: Integration & Innovation
Microsoft Word - Int Fee Reg _CCR May 21 09_ sc.doc
The Costs and Benefits of Interchange Fee Regulation: An Empirical Investigation Santiago Carbó Valverde Sujit Chakravorti Francisco Rodriguez Fernandez Preliminary version Please do not cite or distribute May 21, 2009 Abstract We study the effect of government encouraged or mandated interchange
Microsoft PowerPoint - Bolt Schmiedel_2009-2.ppt
SEPA, Efficiency, and Payment Card Competition Wilko Bolt De Nederlandsche Bank Heiko Schmiedel European Central Bank Joint ECB-DNB Conference “Retail payments: integration and innovation” Frankfurt/Main, 25-26 May 2009 2 Agenda • Motivation • Invigorating SEPA • Scope for new European card
Microsoft Word - Choosing and Using_ECB_CONFERENCE_FINAL_22April2009.doc
PLEASE DO NOT CITE WITHOUT PERMISSION Choosing and using payment instruments: Evidence from German micro-data Ulf von Kalckreuth∗ , Tobias Schmidt+ , Helmut Stix#,∀ April 22, 2009 Abstract Germans are fond of using cash. Using a new and unique dataset that combines transaction information with
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