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Share suggestions related to home/personal finances, including mortgages, home equity loans, money savings tips, etc. This forum is sponsored by FreeRateSearch.com, which is dedicated to helping consumers get the best rate on their next mortgage.

http://www.cardratings.com/forum/viewtopic.php?f=7&t=15674&sid=ce6af77c31b74eedc31fc39d6d72ecc6

Prosper.com - A new alternative to personal loans - ChexSystems & Bad Credit Forum

Prosper.com has taken the personal loan industry by storm. Their innovative lending platform allows people to either borrow or lend money to other people. The process of applying for a loan is quite simple: 1. You sign up for a free membership. 2. Customize and post your loan. 3.

http://www.creditservicer.com/forum/personal-loans/99-prosper-com-new-alternative-personal-loans.html

CardRatings.com • View topic - Amex Upgrade to Platinum Link

This is a consumer reviews section for American Express credit cards. Learn about the experiences of fellow credit card consumers and share your own experiences! This forum is sponsored by CardRatings.com, the most comprehensive source for comparing credit card offers.

http://www.cardratings.com/forum/viewtopic.php?f=35&p=139787&sid=c37781caf2d300fa629bc192ce703db7

CardRatings.com • View topic - What happens once you are no longer a student?

This is a forum dedicated to the discussion of student debt and credit issues, particularly related to credit cards and student loans. Learn about the experiences of fellow high school and college students and graduates and share your own experiences! This forum is sponsored by CardRatings.

http://www.cardratings.com/forum/viewtopic.php?f=23&p=139949&sid=330b421a6cff275771f7ac5aa0ff75f6

CardRatings.com • View topic - Platinum MasterCard Warranty

This is a forum dedicated to the discussion of credit cards. Learn about the experiences of fellow consumers and share you own experiences! This forum is sponsored by CardRatings.com, the most comprehensive source for comparing credit card offers.

http://www.cardratings.com/forum/viewtopic.php?f=2&t=19080&sid=cbaf48bf198ad721359e736eca453b4b

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Mortgage insurance - ChexSystems & Bad Credit Forum

Mortgage insurance protects the lender against loss in the event that the borrower defaults. The borrower pays the premium, but the lender receives the protection. Mortgage insurance has no connection to any kind of life insurance, and pays no benefits to borrowers.

http://www.creditservicer.com/forum/mortgage/144-mortgage-insurance.html

Overdraft Fees Increase - ChexSystems & Bad Credit Forum

According to the Center for Responsible Lending, banks are now charging an average of $34 for overdrafting your account. This is bad news for consumers, but the banks love it.

http://www.creditservicer.com/forum/chexsystems-chat/151-overdraft-fees-increase.html

CardRatings.com • View topic - Costco AMEX Platinum Cash Rebate Credit Card

4/23/2002 2:29 pm CDT Has anyone had any experience in cashing the rebate coupon at a Costco for CASH (as opposed to using the coupon for in-store shopping)? If you have a $400 rebate, you do not want to waste $400 of potential AMEX "qualified spending" by having to use a coupon "in-house.

http://www.cardratings.com/forum/viewtopic.php?f=6&t=2186&sid=163cd0e7526e651035f76e7017fd165e

CardRatings.com • View topic - Citi® mtvUTM Platinum Select® Visa® Card for College Student

Credit cards offer many benefits. For example, it is good to have a credit card in the event of an emergency. Credit cards are safer than cash. They offer more fraud protection than debit cards and can sometimes be used as a source of identification.

http://www.cardratings.com/forum/viewtopic.php?f=29&t=16085&sid=47dc3f9c1f904bbaa10b00dab959e2a3

When to Refinance Your Home - ChexSystems & Bad Credit Forum

Whenever you decide to refinance, there should always be enough reason or benefits to justify the transaction. Lenders that simply refinance you for the sake of making money, with no foreseen benefits, are known as Predatory Lenders.

http://www.creditservicer.com/forum/mortgage/69-when-refinance-your-home.html