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Methodology for the Housing Affordability Index

The NATIONAL ASSOCIATION OF REALTORS® affordability index measures whether or not a typical family could qualify for a mortgage loan on a typical home. A typical home is defined as the national median-priced, existing single-family home as calculated by NAR.

http://www.realtor.org/research/research/hameth

Home Mortgage Loans by ditech | Home Equity & Mortgage Lenders

Most lenders require an up-front application fee to cover their expenses as they approve you. But, ditech doesn't. That's right - with us, it's free to apply! Additionally, some lenders charge a loan origination fee.

http://www.ditech.com/faqs/costs.html

Americu Mortgage - Credit Review

Not sure how much home you can afford? Worried about what is on your credit report. Our loan officers are available 24 hours a day 7 days a week to help you navigate the home financing process.

http://www.americu.com/credit-review.php

Compass Mortgage | White Papers

Select from the list of of white paper resources listed below designed to help you better understand and evaluate your mortgage needs.

http://www.ecompassmortgage.com/white_papers_clients.asp

GetSmart - Mortgage FAQS

More and more borrowers are taking advantage of low down payment mortgage and becoming homeowners with as little as five percent down. With these loans, however, you may be required to carry private mortgage insurance (PMI).

http://www.getsmartloans.com/faqs/mortgagefaqs.asp

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LNX From the Radio.

Wesley Hoaglund's (Official Site) The Biggest No Brainer in History.

www.LenoxHomeLoans.com

 

Research programme

Our short-term focus is on internally-produced work rather than an extensive externally commissioned research programme. Please direct any queries to bob.pannell@cml.org.uk, head of research.

http://www.cml.org.uk/cml/publications/research/researchprogramme

New Jersey Mortgage Refinancing | Ivy League Mortgage | Nationally Chartered Mortgage Bank

The lender requires an appraisal of any property for which you apply for a mortgage to make sure that its value is equal to or greater than the amount of money you wish to borrow.

http://www.ivyleaguemortgage.com/faqs/tabid/8108/default.aspx

Economist's Commentary: April 23, 2008

All real estate is local, really local, my colleague told us recently. He's right, and this fact makes understanding the changes in house prices at a broad level difficult, really difficult.

http://www.realtor.org/research/commentary_home_pricing

Economist's Commentary: October 31, 2008

A new problem lingers over the housing market. Credit standards and down payment requirements had already risen tremendously since early 2007. These days, however, only those with superior to exceptional credit and the ability to put down a substantial down payment can get financing at any rate!

http://www.realtor.org/research/commentary_rare_commodity

Economist's Commentary: March 12, 2009

Two-thirds of buyers 65 and older financed their home with a mortgage, reflecting a significant share who used equity built up over a number of years allowing them to forgo use of a mortgage.

http://www.realtor.org/research/commentary_dyk031209td

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